Settlement · Out-of-pocket

Reimbursements

Out-of-pocket expenses settled next payroll or same-day via ACH/UPI/SEPA. Median cycle time: 21 hours.

Queued for payment

$11K

18 expenses

Paid this month

-$110.46

4 settled

Median cycle time

0.9d

21 hours avg

Awaiting review

Policy check in progress

Payment rails · next batch

Routed to the cheapest, fastest rail per-entity. Next run: today 18:00 UTC

Auto-routed

UPI · Razorpay

$3.2K

8 payments

SEPA · Wise

$5.4K

4 payments

ACH · Plaid

$2.0K

3 payments

Payroll (OwnPayroll)

$158.50

3 payments

Reimbursement queue

Ready for next payment run · sort by submitted date

RI
Rajesh Iyer · Air India AI-101
Sales·Apr 10
UPI · Razorpay
₹107,500.00
IN
NR
Nikhil Rao · Swiggy Genie
Engineering·Apr 9
UPI · Razorpay
₹2,018.00
IN
FA
Fatima Al-Zahra · Emirates EK-219
Sales·Apr 8
SEPA · Wise
د.إ12,565.00
UK
PS
Priya Sharma · Ola Prime
Finance·Apr 8
UPI · Razorpay
₹746.00
IN
RI
Rajesh Iyer · OYO Townhouse MG Rd
Sales·Apr 7
UPI · Razorpay
₹6,550.00
IN
HW
Hannah Weber · Figma
Design·Apr 7
SEPA · Wise
$1,200.00
UK
ML
Mei Ling Tan · DoorDash
Marketing·Apr 6
ACH · Plaid
$96.20
US
LO
Liam O'Connor · Mileage — Client Visit (24.8 mi)
Customer Success·Apr 6
ACH · Plaid
$16.62
US
AK
Aisha Khan · Per diem — Mumbai Day 2
Sales·Apr 5·Per diem
Payroll (OwnPayroll)
₹3,520.00
UK
HW
Hannah Weber · Loom
Design·Apr 4
SEPA · Wise
$128.00
UK
YT
Yuki Tanaka · Petty cash — Office reimbursement
Finance·Apr 3·Petty cash
Payroll (OwnPayroll)
₹3,226.00
IN
DH
Diego Hernandez · Dell Business
Engineering·Apr 2
ACH · Plaid
$1,860.00
US

Showing 12 of 18 queued items

Payroll-linked reimbursement, cross-border by default

OwnPayroll tight-coupling means in-policy US reimbursements land in the next pay cycle with zero extra ledgering. Out-of-payroll payments (UK SEPA, India UPI) route via Wise and Razorpay at the mid-market rate. FX locked at post time — no surprises on month-end.